in response to soulight... Hello rwagster
It is very important you understand that the worse you feel the worse it gets; we're all given the gift of imagination to help SEE our way through various situations and circumstances, if you can imagine it you can have it. Ok now for your car situation. If it's been longer than 4 yrs since the credit card issue, it may have very little affect on your credit now, and if it's been more recent, you may dispute the amount owed to the credit card company. Then call the credit bureau and have it removed from your report, also. you should get a copy of your credit report to evaluate what's on it. There may be other negative things on it that you can get removed, then you may be able to get a car with zero down and low installments or perhaps get a low interest rate loan. One last thing, before starting your day meditate. It may sound strange but, 15 minutes, eyes closed, letting go of every negative thought/feeling, concentrating on your breathing and visualizing how you want your day to go, this can help calm your spirit and help bring you from a state of depression to a higher emotional set point, (love, knowledge, empowerment and joy being the highest, and depression/dispair being the lowest), perhaps anger, and anger to blaming, and blaming to irration, irratation to pessimistic, and from there to hopefulness. It can get better but first commit today to reach for a better emotional set point and to ultimately enpower yourself with controlling your emotional well being. And then, hopefully you will see that we are all Well Beings. Be well!
